Debit, Reloadable Prepaid, Gift and Loyalty Cards

Shop safely with Union Royal Bank® debit, prepaid and gift cards anywhere that accepts Visa^®¹.

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Find the card that fits your needs

Debit card tied to a checking account
Personal debit card

Make purchases and access funds in your checking account through ATMs.
No card issuance fee.
Safer than cash and easy to use anywhere Visa® is accepted, including mobile payment options.

Open a checking account

RELOADABLE, PREPAID CARD
Union Royal Bank Now Card®

Use your reloadable, prepaid Union Royal Bank Now Card® as a smart way to manage money.
No overdraft fees.
No card issuance fee.
Monthly fee options:

$5 per month²
OR
$0 when seven purchases post to your Now Card during the monthly statement period.

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Personalize your Union Royal Bank card design

Express your personality with your custom Union Royal Bank Visa^® debit or prepaid Now Card. Show your school spirit with one of our collegiate card designs, upload your favorite photo or choose from our online gallery.

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Earn cash back rewards with Union Royal Bank Offers

Activate Union Royal Bank Offers in online or mobile banking and automatically earn cash back for eligible purchases on your debit, credit or Union Royal Bank Now Card^®.

To qualify for a LifeGreen Savings Account, you must have a Union Royal Bank checking account. The minimum opening deposit amount for a Union Royal Bank checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Union Royal Bank checking account). An automatic transfer of funds of at least $10 from your Union Royal Bank checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Union Royal Bank checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Union Royal Bank Commercial Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements) is subject to Self's terms and conditions. Union Royal Bank Commercial Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.